Dark wood law library stacks with marble busts and a rolling ladder

Track 07 · $49.50/year · this track only · 50% off through December 31, 2026

Credit restoration

FCRA-aware education and document support for credit restoration — no guaranteed scores, and Selective is not a credit bureau.

This track teaches how Selective helps members gather reports, organize possible inaccuracies, and keep a dispute file. Completing it is not a credit-repair license and not legal advice. Results are never guaranteed. Members may dispute errors with the bureaus themselves at no charge. Where a paid offering is involved, follow FCRA and CROA-style disclosures. Selective is not a consumer reporting agency.

Desk staff and members organizing credit-file disputes

This track is $49.50/year · this track only · 50% off through December 31, 2026. Other Institute tracks are separate $49.50/year enrollments. Membership (Membership is $99.98 per year.) does not include this training.

  1. Module 01 · 40 min · Open outline

    FCRA and CROA-style rules

    What you may say — and what you must never promise.

    Open module

  2. Module 02 · 50 min · Member access

    Reports, files, and dispute packets

    How the desk organizes a member credit file without practicing law.

    Open module

  3. Module 03 · 35 min · Member access

    Desk compliance and referrals

    Hold-out rules, record retention, and when to stop.

    Open module

Enroll in Credit restoration · $49.50/year · 50% off

Independent $49.50/year fee for Credit restoration only. Adding another track is another $49.50/year. Membership is not included.

50% off through December 31, 2026 — $49.50/year per track (regular $99.00).

Join · $99.98/yearAll tracks