Dark wood law library stacks with marble busts and a rolling ladder

Credit restoration · 40 min

FCRA and CROA-style rules

What you may say — and what you must never promise.

Open outline

  1. Selective is not a credit bureau and does not furnish consumer reports
  2. No guaranteed score increases, deletions, or credit approvals
  3. Consumers may dispute inaccurate information themselves at no charge
  4. CROA-style written disclosures when a paid restoration offering applies
  5. Never advise anyone to make a false statement to a bureau or creditor

This outline is public. Related member sessions unlock after checkout.

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