
Service 15
Credit Restoration
Education and document support for credit restoration and error disputes — no guaranteed results, and Selective is not a credit bureau.

Members receive structured guidance on gathering credit reports, spotting possible inaccuracies, organizing dispute correspondence, and keeping a paper trail. Selective Legal Group is not a consumer reporting agency, not a credit bureau, and not a lender. We do not promise score increases, account removals, or credit approval. You may dispute inaccurate information directly with the bureaus at no charge. Where a paid credit-repair offering is involved, we follow FCRA and CROA-style rules: no guaranteed results, written disclosures, and no advice to make false statements. This desk is educational and clerical support, not legal advice. Contested identity-theft or collection litigation should be referred to licensed counsel.
Selective provides credit-restoration education and document-preparation support. We are not a consumer reporting agency or a credit bureau. Results are never guaranteed. This is not legal advice. Dispute and restoration work must follow the Fair Credit Reporting Act and, where a credit-repair offering applies, Credit Repair Organizations Act-style disclosures — including that you may dispute errors yourself at no charge.