Dark wood law library stacks with marble busts and a rolling ladder

Credit restoration · 35 min

Desk compliance and referrals

Hold-out rules, record retention, and when to stop.

Member access · outline published

  1. Never hold Selective out as a credit bureau, lender, or law firm
  2. Document what was educational versus what the member sent themselves
  3. Store workpapers only with the member’s ask — Trust Bank is for trusts, not credit files, unless they request it
  4. Escalate contested collections and FDCPA claims to referred counsel
  5. Complaints and bureau disputes belong to the member and the agencies

Coming / member access

The live walkthrough, worksheets, and recorded desk session sit behind this track’s $49.50/year enrollment — plus an active membership. Membership does not include training. Other tracks are separate $49.50/year fees.