
Credit restoration · 35 min
Desk compliance and referrals
Hold-out rules, record retention, and when to stop.
Member access · outline published
- Never hold Selective out as a credit bureau, lender, or law firm
- Document what was educational versus what the member sent themselves
- Store workpapers only with the member’s ask — Trust Bank is for trusts, not credit files, unless they request it
- Escalate contested collections and FDCPA claims to referred counsel
- Complaints and bureau disputes belong to the member and the agencies
Coming / member access
The live walkthrough, worksheets, and recorded desk session sit behind this track’s $49.50/year enrollment — plus an active membership. Membership does not include training. Other tracks are separate $49.50/year fees.